Roth IRA

Finhabits

Fees

  • Total Annual: 0.14% - 0.96%
  • Enrollment: $0
  • Rollover: $0
  • Other annual fees: $0

Minimums

  • Opening balance: $5
  • Monthly contribution: $20

Services

  • 24/7 mobile account opening and management
  • Automated contributions with ability to pause
  • Investment advice

Plan Summary

Finhabits makes investing an easy habit. With a Finhabits Roth IRA you contribute after-tax money and you don't pay taxes on any investment gains when you take it out after age 59 1/2. In order to open a Roth IRA your annual income must be below $135,000.

Traditional IRA

Finhabits

Fees

  • Total Annual: 0.14% - 0.96%
  • Enrollment: $0
  • Rollover: $0
  • Other annual fees: $0

Minimums

  • Opening balance: $5
  • Monthly contribution: $20

Services

  • 24/7 mobile account opening and management
  • Automated contributions with ability to pause
  • Investment advice

Plan Summary

Finhabits makes saving for retirement an easy habit. With a Finhabits Traditional IRA you contribute pre-tax money and you pay taxes on your withdrawals. Set up automatic contributions and we do the rest.

Roth IRA (Employer)

Finhabits

Fees

  • Total Annual: 0.14% - 0.96%
  • Enrollment: $0
  • Rollover: $0
  • Other annual fees: $0

Minimums

  • Opening balance: $5
  • Monthly contribution: $20

Services

  • Employees can open/manage their account on a mobile 24/7
  • Employees can contribute automatically
  • Investment advice is included

Plan Summary

Finhabits makes saving for retirement easy for your employees. Disclaimer: employer understands and agrees that it will be neither a party to, nor a third-party beneficiary of, a Finhabits IRA. Finhabits only provides IRAs to individuals.

Traditional IRA (Employer)

Finhabits

Fees

  • Total Annual: 0.14% - 0.96%
  • Enrollment: $0
  • Rollover: $0
  • Other annual fees: $0

Minimums

  • Opening balance: $5
  • Monthly contribution: $20

Services

  • Employees can open/manage their account on a mobile 24/7
  • Employees can contribute automatically
  • Investment advice is included

Plan Summary

Finhabits makes saving for retirement easy for your employees. Disclaimer: employer understands and agrees that it will be neither a party to, nor a third-party beneficiary of, a Finhabits IRA. Finhabits only provides IRAs to individuals.

Profit Sharing

Saturna Trust Company

Fees

  • Total Annual: 0.44% - 0.9%
  • Enrollment: $0
  • Rollover: $60
  • Other annual fees: $0

Minimums

  • Opening balance: $0
  • Monthly contribution: $0

Services

  • Personalized Service
  • Wide range of investment choices
  • Web-based employee and employer portal

Plan Summary

Adopt a bundled 401(k) plan that includes IRS-compliant plan documents, employee-directed accounts, online account management, plan design consulting, discrimination and compliance testing, forms preparation and extensive operational assistance.

Solo 401(k) (Self-employed)

Saturna Trust Company

Fees

  • Total Annual: 0.44% - 0.9%
  • Enrollment: $0
  • Rollover: $60
  • Other annual fees: $0

Minimums

  • Opening balance: $0
  • Monthly contribution: $0

Services

  • Personalized Service
  • Wide range of investment choices
  • Web-based employee and employer portal

Plan Summary

Adopt a bundled 401(k) plan that includes IRS-compliant plan documents, employee-directed accounts, online account management, plan design consulting, discrimination and compliance testing, forms preparation and extensive operational assistance.

Traditional 401(k)

Saturna Trust Company

Fees

  • Total Annual: 0.44% - 0.9%
  • Enrollment: $0
  • Rollover: $60
  • Other annual fees: $0

Minimums

  • Opening balance: $0
  • Monthly contribution: $0

Services

  • Personalized Service
  • Wide range of investment choices
  • Web-based employee and employer portal

Plan Summary

Adopt a bundled 401(k) plan that includes IRS-compliant plan documents, employee-directed accounts, online account management, plan design consulting, discrimination and compliance testing, forms preparation and extensive operational assistance.

Auto Enroll 401(k)

Saturna Trust Company

Fees

  • Total Annual: 0.44% - 0.9%
  • Enrollment: $0
  • Rollover: $60
  • Other annual fees: $0

Minimums

  • Opening balance: $0
  • Monthly contribution: $0

Services

  • Personalized Service
  • Wide range of investment choices
  • Web-based employee and employer portal

Plan Summary

Adopt a bundled 401(k) plan that includes IRS-compliant plan documents, employee-directed accounts, online account management, plan design consulting, discrimination and compliance testing, forms preparation and extensive operational assistance.

Safe Harbor 401(k)

Saturna Trust Company

Fees

  • Total Annual: 0.44% - 0.9%
  • Enrollment: $0
  • Rollover: $60
  • Other annual fees: $0

Minimums

  • Opening balance: $0
  • Monthly contribution: $0

Services

  • Personalized Service
  • Wide range of investment choices
  • Web-based employee and employer portal

Plan Summary

Adopt a bundled 401(k) plan that includes IRS-compliant plan documents, employee-directed accounts, online account management, plan design consulting, discrimination and compliance testing, forms preparation and extensive operational assistance.

Contact Us

Email us

1 (360) 725-5070

PO Box 42525
Olympia, WA 98504-2525

Retirement Marketplace

The Small Business Retirement Marketplace is administered by the Washington Department of Commerce as established in RCW Chapter 43.330.730-750. Plans carried on the Retirement Marketplace are verified by the Department of Financial Institutions and/or the Office of the Insurance Commissioner to meet the requirements set forth in RCW 43.330.732(7) and 735(6)(a). Enrollment in plans on the Retirement Marketplace is voluntary. Plan enrollment is managed by private financial services firms. Saving through certain plans will not be appropriate for all individuals. Employer facilitation of most retirement savings plans carries certain legal obligations for which employers are entirely responsible. Contributing to a retirement savings plan may offer tax benefits and/or consequences. Consult your tax or financial advisor with questions related to investments.